The Federal Reserve has raised its key interest rate by 0.25%, bringing it to a range of 3.75%-4%. This is the first adjustment since July 2023. With inflation still running above the 2% goal, there’s talk of another increase before the year ends. The next meeting is set for October 27-28, 2026, when officials will take another close look at inflation and the overall economy. As someone who believes in taking the stress out of making big decisions, I keep a close watch on these shifts—they can influence everything from mortgage rates to long-term home planning. My goal is always to help you feel informed and at ease, no matter what changes come our way.
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